The Florida House

It's easy to forget about blogging when things get busy. I've been completely stressed today. Jake has been gone for the past week in Florida doing our house inspection and closing. We were supposed to close tomorrow but our loan guy wasn't able to get all the paperwork done on time. He also wasn't able to get us the rate that he promised us. I'm pretty irritated with him right now.

We started on our home purchase almost a year ago. At that time Tom from Wells Fargo said he could lock in our interest rate at 5.38% if we gave him a binder of $2000. We gave him the money and went back to him when we found out we were closing on April 26th. He told us that he didn't have us locked in and was VERY surprised that we actually still had the paperwork/contract showing that we had a locked rate at that percentage rate. When we told him to give us our money back so we could go ask someone else, he said that we still had a contract and if we don't do the loan with him we lose the $2000. Very fishy business if you ask me.

Since Jake was going to be at tomorrows escrow closing, I went today and spent $31 to get a notarized power of attorney overnited by UPS to Florida so that Jake could sign documents for me. We then received a call from Tom (the loan guy) that he won't have documents by tomorrow's closing. In our purchase agreement, we are supposed to pay 1.5% of the purchase price each month that we are late which breaks down to $122 per day. Needless to say, I am NOT a happy camper right now. We can't close tomorrow and there might be various fees to pay because of it.

I'm not sure what's going to happen over the next week as we try to get escrow closed on the house, but I'm a little stressed out.